Investing calculators

Every tool here shows its formula. Use the growth tools for a plan, the return tools to check a past result, and inflation to see what the money will buy.

1. SIP calculator

   A fixed monthly investment and how invested money and growth split over time.

2. Step-up SIP calculator

   The same plan with a yearly raise, plus the result in today's money.

3. Lump sum calculator

   One deposit left to grow, for money you already have.

4. Mutual fund returns

   Absolute return, CAGR and XIRR for a fund you already hold.

5. CAGR

   The steady yearly rate between a start value and an end value.

6. Compound interest calculator

   Growth with monthly deposits and a choice of compounding.

7. PPF

   Public Provident Fund: 15 years at the current government rate.

8. Goal SIP

   The monthly SIP that reaches a target by a date.

9. SIP delay cost

   What starting a SIP a year or more late costs.

10. NSC

    National Savings Certificate maturity at the current rate.

11. KVP

    Kisan Vikas Patra: when the deposit doubles.

12. SCSS

    Quarterly income from the Senior Citizens Savings Scheme.

13. Post Office MIS

    Monthly income from the Post Office MIS.

14. FD calculator

    Fixed deposit maturity with quarterly compounding.

15. RD calculator

    Recurring deposit maturity for a fixed monthly amount.

16. Inflation

    What a sum will cost later, or what it is worth today.

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