10 calculators
Germany finance hub
Euro tools for German tax, social insurance, family benefits and investing. Tax class and GKV/PKV live inside the net-salary calculator — there are no separate pages for those.
Income & tax
- 01
Germany net salary
Net pay by tax class after tax and social insurance, including GKV or PKV. - 02
Germany VAT
Add or remove German VAT (19% / 7%). - 03
Commuting allowance (Germany)
Commuting allowance from the first kilometre. - 04
Home-office allowance (Germany)
€6 per home-office day, capped at €1,260. - 05
Minijob calculator (Germany)
Minijob, midijob and regular thresholds.
Family & study
Investing
Home & loans
Tables and related pages
- German salary tables: Ready-made net pay tables for common gross amounts (English and German).
- Salary hub: India, Germany and the US side by side.
About this hub
This hub gathers the euro calculators for Germany using 2026 rules: net salary, VAT, ETF savings plans, mortgages, parental allowance, commuting and home-office lump sums, minijobs and BAföG.
Tax class and public vs private health insurance are options inside the net-salary calculator — there are no separate Steuerklasse or PKV-only pages. Ready-made net tables live under salary tables; this hub links the calculators, not every euro amount.
Which calculator do I need?
- Germany net salary: You want net pay by tax class, including GKV or PKV.
- Germany VAT: You need to add or remove German VAT.
- Commuting allowance (Germany): You claim the commuting allowance.
- Home-office allowance (Germany): You claim the home-office daily lump sum.
- Minijob calculator (Germany): You need minijob vs midijob vs regular thresholds.
- Elterngeld calculator: You want an Elterngeld estimate.
- BAföG calculator: You need the student BAföG Bedarf.
- ETF savings plan (DE): You model an ETF savings plan with Vorabpauschale.
- Compound interest (€): You want compound interest with deposits.
- Germany mortgage: You plan a German annuity mortgage.
Questions
Where do I set tax class and private health insurance?
In the Germany net salary calculator. There is no separate tax-class or PKV-only page.
Why is there no Kindergeld calculator?
Kindergeld is a flat benefit. Elterngeld and BAföG need estimates, so those are here instead.
Is there a German-language version?
Yes. Use the language switch for the German hub with the German calculator twins.
Other hubs: Retirement, Dining, Work calendar, Investing, Loan, India tax, Salary, Student, Health, Cricket, Everyday, Money, Home and kitchen, US finance, Deutschland, India finance.