33 calculators
India finance hub
Rupee tools for tax, investing and borrowing. Start with salary or tax, then use SIP and the small-savings calculators for the long term.
Income & tax
- 01
Salary in-hand
CTC to monthly in-hand under old and new regimes. - 02
Income tax India
Old vs new regime side by side. - 03
HRA exemption
Tax-free HRA when you rent (old regime). - 04
Gratuity
Gratuity amount and how much is taxable. - 05
GST / VAT
Add GST to a price or take it out. - 06
Advance tax
Quarterly advance tax after TDS. - 07
TDS
TDS on fees, rent, commission and contracts. - 08
Capital gains tax
Tax on share, property or gold gains under Indian rules. - 09
Home loan tax benefit
Tax saved on home-loan interest and principal. - 10
Salary hike
A hike in rupees and after inflation.
Investing & retirement
- 01
SIP calculator
Fixed monthly SIP with invested vs growth split. - 02
Step-up SIP calculator
SIP with a yearly raise, in today's money. - 03
Goal SIP
Monthly SIP needed for a target corpus. - 04
SIP delay cost
What waiting a few years costs. - 05
SWP calculator
Monthly withdrawal from a corpus. - 06
Lump sum calculator
One deposit left to grow. - 07
Mutual fund returns
Absolute return, CAGR and XIRR. - 08
CAGR
Compound annual growth between two values. - 09
PPF
Public Provident Fund maturity. - 10
EPF
EPF balance at retirement. - 11
NPS
NPS corpus and lump sum vs annuity. - 12
Atal Pension Yojana
APY contribution for a fixed pension. - 13
Sukanya Samriddhi
SSY for a girl child's education or marriage. - 14
FD calculator
Fixed deposit maturity. - 15
RD calculator
Recurring deposit maturity. - 16
NSC
National Savings Certificate. - 17
KVP
Kisan Vikas Patra maturity. - 18
SCSS
Senior Citizens Savings Scheme. - 19
Post Office MIS
Post Office Monthly Income Scheme. - 20
Retirement / NPS
Whole retirement plan in today's money.
Home & loans
Tables and related pages
- India LPA salary tables: In-hand tables for common CTC levels under both tax regimes.
- Mutual fund NAVs: Popular direct plans with returns and a sample SIP.
- India tax hub: Tax-focused path: regimes, HRA, GST and more.
About this hub
India finance tools here use rupees and the FY 2026-27 tax year where it matters: in-hand salary, old vs new regime, HRA and the small-savings schemes that still sit in many household plans.
Use salary or income tax when you have an offer or a return to file, SIP and the related tools for equity investing, then PPF, EPF and NPS for retirement wrappers. Home-loan EMI and prepayment cover borrowing. Mutual fund NAVs are a separate live table, linked below the grid.
Which calculator do I need?
- Salary in-hand: You have a CTC and want monthly in-hand under both regimes.
- Income tax India: You want old vs new regime tax on total income.
- HRA exemption: You rent and want the tax-free HRA (old regime).
- Gratuity: You are leaving a job and want gratuity and its tax.
- GST / VAT: You need to add or remove GST.
- Advance tax: You pay quarterly advance tax.
- TDS: You need TDS on a payment.
- Capital gains tax: You are selling shares, property or gold and want the tax.
- Home loan tax benefit: You want tax saved on a home loan.
- Salary hike: You got a hike and want the real increase.
- SIP calculator: You invest a fixed amount every month.
- Step-up SIP calculator: You raise the SIP once a year.
- Goal SIP: You have a target corpus and need the monthly SIP.
- SIP delay cost: You want the cost of starting later.
- SWP calculator: You withdraw a fixed amount from a corpus.
- Lump sum calculator: You invest once and leave it.
- Mutual fund returns: You want return metrics on a holding.
- CAGR: You need CAGR between two values.
- PPF: You want PPF maturity.
- EPF: You want EPF at retirement.
- NPS: You model NPS corpus and annuity.
- Atal Pension Yojana: You want APY contribution for a pension.
- Sukanya Samriddhi: You save in SSY for a daughter.
- FD calculator: You want FD maturity.
- RD calculator: You want RD maturity.
- NSC: You want NSC maturity.
- KVP: You want KVP maturity.
- SCSS: You want SCSS income.
- Post Office MIS: You want PO MIS monthly income.
- Retirement / NPS: You want the whole retirement plan in today's money.
- Loan EMI calculator: You want EMI and total interest.
- Loan prepayment: You want to see what a prepayment saves.
- Loan eligibility: You want a borrowing limit from income.
Questions
Should I start with salary or income tax?
Salary if you have a CTC offer and care about monthly in-hand. Income tax if you are filing a return on total income under both regimes.
Where are mutual fund NAVs?
On the mutual funds section linked from this hub. The SIP and returns calculators stay here for planning maths.
Which financial year do the tax tools use?
FY 2026-27 (assessment year 2027-28), taken from the shared years helper so titles stay current.
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